As an independent employee benefits agency, we are not tied to any specific carriers or plans that offer higher, padded commissions and fees, or incentivized bonus structures. Instead, we provide plans that fit the needs of the business and its employees – the coverage your organization wants and needs. Often times, the plans we present to your group are on the less-expensive side and provide lower commissions with no broker incentives or bonuses. We’d rather see your organization receive the benefit – not us.

Let us help lower your costs for care in as many ways that we can. After all, what is affordable for you may not be for another, and vice versa. Your employee benefits should not take a one-size-fits-all approach. We tailor your healthcare options to your specific needs and provide what’s best for our clients – REAL SAVINGS.

Averta eliminates the costs for several HR and employee management services that your organization is most likely still paying for. Things like HSA services (set-up and monthly service fees) and COBRA services (set-up and monthly service fees). Why would an organization want to continue paying these costs and fees when it doesn’t have to?

This is just one of the many ways your organization and employees will save time and money when working with Averta.

Reducing time spent on compliance will save your business time and money. Let Averta help your business with our outsourced healthcare compliance solutions that free up time and money spent on trying to remain in full compliance yourself. Having our compliance solutions go to work for you also ensures your compliance and ACA reporting is done correctly to avoid the associated penalties from the IRS. Utilizing our compliance solutions will also free up the time your organization would have spent attempting to do these tasks internally. Our outsourced compliance solutions are also backed with a $1M hold harmless guarantee. So if anything is incorrectly filed or reported, our solutions specialists will fight on your behalf to avoid any penalties for your business. With this hold harmless guarantee from one of the most trusted healthcare compliance services in the country, ask yourself… is it worth the risk of handling this yourself? The small costs to pay for this outsourced service by far out-weighs the penalties from the IRS.

Reducing your employee turnover will save your business time and money. Let Averta reduce the associated hard and soft costs of turnover that are impacting your bottom line. Truth is, most business have no idea exactly how much their employee turnover costs them each year. Reducing your employee turnover will save time by eliminating much of the training and oversight associated with firing and hiring. This will save you money by eliminating the costs of firing and hiring including pension and severance payments, advertising, costs for recruiting, new hire training and oversight. This also saves you money by protecting your proprietary business intellect that you own from walking out your door and being used elsewhere. Learn more about the hard and soft costs of turnover in the “Reducing Your Turnover” page on our website.

This saves your business and your employees’ time and money!

Benefits education save your employees’ money by:

• Knowing what services and treatments cost BEFORE they receive them
• Giving them the ability to plan ahead for costs of treatment
• Knowing to use urgent care vs a doctor or hospital visit
• Knowing to use Telehealth benefits instead of urgent care, doctor or hospital visits
• Knowing what prescriptions are covered before enrolling in a specific plan, and how to find prescriptions at lower costs
• Not missing out on several week’s worth of wages while going between jobs that offer better benefits
• Not having a gap in insurance coverage while waiting for their new job’s waiting period to end so they can receive necessary treatment

Benefits education save your employees’ time by:

• Not having to continuously reach out to your HR department asking what is and what is not covered
• Not having to research by phone, email or the internet to determine what their benefits are good for
• Not having to skip or cancel appointments or necessary treatments because they aren’t sure what’s covered and what associated costs are
• Not having to look for another job that has the benefits they want or need

Benefits education save your business time and money by:

• Protecting your business and your valued employees from all of the above
• Avoid unnecessary turnover costs
• Avoid paying monthly premiums for your current benefits that may not even be what your business or employees want or need. Let’s spend your money wisely!

Increasing your employee benefit options saves your business and your employees’ time and money!

This saves your employees’ money by:

• Providing the benefits that they want and need, ones that can save them money in the event that they become disabled, or too sick to work. Think of it like you’re protecting their paycheck!
• Not having to spend more out of pocket for coverage options that they want or need
• Not having to use costly out-of-network providers for treatments or visits that aren’t covered in-network
• Allowing them to choose from more than 1 plan option that isn’t as costly for things like deductibles, out of pocket maximums, and provider bills that aren’t covered either enough or at all from the insurance carriers
• Being able to stay at their current job, not having to miss a few paychecks due to quitting and waiting for their new job and new benefits to start… a new job that offers and contributes towards better benefits options
• Avoiding the desire to quiet quit, throwing away career advances and seeking better pay

This saves your employees’ time by:

• Not having to look for a job that offers the benefits that they want
• Not wasting time at urgent care, doctor offices or hospitals only to find out they aren’t covered at all or enough for their desired treatment
• Allowing them to be more productive at work, not having to worry and learn on their own as they go, in regards to understanding their benefits options and their associated costs

This saves your business time and money by:

• Protecting your business and your valued employees from all of the above, to avoid turnover, and the costs of coverage for benefits that aren’t even what your business or employees want or need.
• The last thing you want is to see your valued employees leave your business only to end up down the street because the other guys are offering more benefits.
• FYI… a lot of these “other” benefits don’t need to cost your business a dime. But it is up to you, the business owner, to provide and offer these options. And in today’s challenging and uncertain economy, we recommend that you do.

Increasing employee satisfaction saves your business and employees’ time and money.

There are a few things you can to do increase your employee satisfaction and ranking. Providing a tailored benefits package to your valued employees, benefits options that they will want, need, and utilize for years to come is the best way to increase your employee satisfaction.

Don’t just hire and train your employees for their next job!

Offer benefits that include medical, dental, vision, and voluntary plans like critical illness, hospital indemnity, accident plans, HSAs/401Ks and more. If all you’re offering is basic medical and dental, don’t be too surprised to see your employees constantly leaving for a better job opportunity with better benefits down the street. If it’s one thing we’ve learned from the pandemic, it’s that the benefits that weren’t originally available and offered were the benefits that they wanted the most. Hence the Great Resignation…

Let’s reduce or eliminate the desire for your employees to quiet-quit.

Offering tailored benefits options makes your employees feel that you truly care for their well being, and in return you’ll find they will remain loyal to your organization for years to come. Your employees will care about coming to work knowing that you have their back. You will see an increase in production with a higher employee ranking and satisfaction, and hiring new talent won’t be a problem any more as well. This simple step will greatly reduce your turnover costs as well.

By implementing Averta’s Efficiency, Growth and Savings program, your business and your employees will save time and money.

We guarantee it.

And PS… our next-generation insurance solutions are yours – at no cost to your business!

Connect with us and start your savings today. You’ll be glad you did.